TSFM is located in Southern California with affiliate attorneys throughout the United States. Our experienced attorneys are committed to helping consumers regain control of their financial situation through debt settlement. What sets Tristar apart from other settlement companies is  our start to finish approach. TSFM is a company which specializes in helping clients negotiate down credit card debt and resolving financial problems that result from hardships such as medical problems, a death in the family, or a divorce. If you have more than $10,000 in unsecured debt (credit card debt, medical debt, or personal loans, medical bills, car repo) and are having trouble keeping up with your minimum payments, you may qualify for our debt settlement program.